With access to your accounts, wherever you are - you can take the Scenic Route. You already made the right choice by becoming a member- now take our checking accounts for a spin. We offer LOCAL service and checking accounts that fit your needs. Whether you are looking for a basic, no-nonsense account, or an interest-bearing account with all the perks- We have a checking account that fits YOU!



Basic Share Draft

A no-nonsense checking so you can get on with important things in life.

Includes Bank 24/7 Benefits:
  • Free debit card
  • Free e-statements*
  • Free Online Banking
  • Free Bill Pay (with Online Banking)
  • Free mobile app with Remote Deposit
  • Free automated account info and transfers via Touch Tone Teller
  • Free ATM withdrawals at all SCCU ATMs
  • Free ATM withdrawals at thousands of Co-Op ATMs nationwide
  • 12 free starter checks with a $25 deposit to a new Share Draft account
  • COURTESY PAY with Direct Deposit of $300 monthly
  • PRE-APPROVED Overdraft Protection Loans available upon qualification
  • Free Fraud Alerts
And NO monthly service fee.

Non-interest-bearing account.
*If you have not signed up for e-statements, you can do so via Online Banking to avoid a potential $2 paper statement fee.

Member Plus Share Draft

An account with more perks for our military members (active and retired) and members age 55 and up.

Includes all of the Bank 24/7 Benefits that come with the Basic Share Draft, PLUS:
  • Earn interest on your checking when you maintain a balance of at least $100
  • 10% discount on every check order
  • 2 free money orders or cashier's checks per year
  • $4 monthly service fee ONLY IF balance falls below $100 at any time during the month

Member SelectTM Share Draft

Our premium checking account, because you deserve the best.

Includes all of the Bank 24/7 Benefits that come with the Basic Share Draft, PLUS:
  • Earn a premium interest rate on your checking when you maintain a balance of at least $1,500
  • 1 free Skip-a-Loan-Payment per year on eligible SCCU loans
  • 1 free box of basic checks per year
  • 3 free money orders or cashier's checks per year
  • $8 monthly service fee ONLY IF balance falls below $1,500 at any time during the month

Setting up or changing your Personal Identification Number (PIN)

  • When you call the phone number to activate your card, stay on the line to set up your PIN. 
  • If you need to change your PIN later, just call 1-866-985-2273, enter your card number, and follow the prompts to reset your PIN.
  • Be sure to keep your contact information up to date with Scenic Community Credit Union because the automated system will use caller ID to protect your security.