Current Members

Apply Online

If you already have accounts with SCCU, you can apply for a new loan* via Online Banking. Here's how:
  1. Sign into Online Banking.
  2. Click on the "Services" tab.
  3. Next to "Loan Application," click "Continue."
  4. Fill out your information and click "Submit." 
Once you've submitted your application, one of our loan officers will be in touch shortly.
 
*Online mortgage applications cannot be submitted via Online Banking. See below for the online mortgage application. For Member Business Loans and Investment Property Loans - please visit a branch to apply for these loans. 

Apply In Person

You can apply for any loan, including mortgages, by visiting our Hixson, Ooltewah, or East Brainerd branches. You can also apply via remote access at our Soddy Daisy branch. Find your closest branch. 

Apply for a Mortgage

If you already have accounts with SCCU, you have the option to apply for a mortgage in person or online. Click below to apply for a mortgage online. (Need help? Download the Mortgage Shopping Toolkit from the Consumer Financial Protection Bureau.)
 
 

Future Members

 

Apply In Person

If you do not currently have any SCCU accounts, we invite you to apply in person at one of our convenient branches. Loan officers are available at our Hixson, Ooltewah, and East Brainerd branches. You can also apply via remote access at our Soddy Daisy branch. Find your closest branch.
 

Start the Process Online

If you do not currently have any SCCU accounts, you can apply for membership online and request more information about our loan accounts. Keep in mind the online application is just the first step; you will be required to come to a branch in person to complete the membership and loan processes, and the application alone does not guarantee membership or loan approval. The online application will give you a head start and save you a bit of time in the branch.
 
We advance financial peace of mind within our community.