Choosing the best credit card is easier than ever. SCCU has a credit card for YOU that's secure and convenient, with low interest rates!

Make purchases you need, anytime, anywhere with a Scenic Community Credit Union credit card. Whether you're a credit card pro or building your credit score up for the first time, SCCU has options for you. We offer no-nonsense credit cards to help you meet your credit needs. Transfer your high interest rate card balances to an SCCU credit card to start saving and paying down debt quicker. In addition to our Visa® Gold and Visa® Classic credit cards, we also offer the Children's Hospital Card, which affords you convenient credit access while also giving back to the community. 

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Benefit features:

  • No annual fee
  • No cash advance or balance transfer fee
  • Immediate cash advance availability at ATM
  • Security & Convenience: Contactless, EMV Chip, Visa Secure
  • Free online access to view balance, statements, and make payments
  • Turn your card on and off instantly online
  • Simple Switch Kit
  • View credit card terms and conditions

While there are a lot of credit cards out there, Scenic Community Credit Union offers a simple credit card program that features interest rates as low as 12% APR. Because it’s offered through an institution you know and trust, you can be sure there’s nothing in the fine print that will come back to bite you. Call or stop by to apply for a Scenic Community Credit Union credit card today to start enjoying the convenience and security with a name you know and trust.

Visa® Gold

Perfect for those looking for a no-frills, simple credit card with a low interest rate to minimize monthly payments and pay off debt quicker.

  • Low 12% APR
  • No Annual Fee
  • No Cash Advance or Balance Transfer Fees
  • Immediate cash advance availability at ATM
  • Security & Convenience: Contactless, EMV Chip, Visa® Secure
  • Free online access to view balance, statements, and make payments
  • Turn your card on and off instantly online

Visa® Classic

Enjoy the great benefits of a SCCU Credit Card that makes sense  while building your credit. Start with a small line of credit with the option of share secured.

  • Limits range from $300min to $4000max.
  • Lock in your low interest rate at 12.5% APR
  • No Annual Fee
  • No Cash Advance or Balance Transfer Fees
  • Immediate cash advance availability at ATM
  • Security & Convenience: Contactless, EMV Chip, Visa® Secure
  • Free online access to view balance, statements, and make payments
  • Turn your card on and off instantly online

Children's Hospital Card

SCCU cares about kids, and we know you do too. As a proud sponsor of Credit Unions for Kids, we are excited to offer our members a unique way to help raise funds for Children's Hospital at Erlanger.  

SCCU's Children's Hospital Visa Credit Card is a no-annual-fee card that gives back a percentage of interest earned to the Children's Hospital at Erlanger. In the past, proceeds from the card have been used to help build the state-of-the-art Kennedy Outpatient Center, and will now go towards other hospital improvements. It's a win-win for SCCU members and for kids in our community. Ask us how you can apply today!

  • No Annual Fee
  • No Cash Advance or Balance Transfer Fees
  • Low 12% APR
  • Immediate cash advance availability at ATM
  • Security & Convenience: Contactless, EMV Chip, Visa® Secure
  • Free online access to view balance, statements, and make payments
  • Turn your card on and off instantly online

For more information, call (423) 875-6955.

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Credit Card Statements & Payments
Easily view your credit card statements and make payments online anytime. Click below to login or sign up.

Card Alerts
Know what’s going on with your credit card!  Signing up for Card Alerts sends you an email or text notification whenever your card is used.  You can set up custom alerts, too.  Want to know when your card is used for a purchase over $100?  Want a record of your online purchases?  Sign up below to set up all that and more.


  • Visa® is a registered trademark of VISA U.S.A. Inc.
  • APR = Annual Percentage Rate. 
  • All loans subject to credit approval. Qualification is based on borrower’s credit history, debt-to-income ratio, ability to repay, employment history and other factors.