News & Articles

Article of the Month

How to Fill Out a W-4 in 5 Steps

Learn how to fill out a W-4, when to update it, and how Scenic Community Credit Union members can save on tax prep with exclusive TurboTax® and H&R Block® discounts.

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Featured Articles

4 Ways Bank Imposters Try to Scam You

08/01/2025

Imposters posing as your financial institution are trying to trick you and drain your accounts. Here's what you need to know to avoid getting scammed.

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What You Should Know About Cryptocurrency

07/01/2025

Curious about cryptocurrency? Learn the basics of digital currency, how it works, the risks involved, and what to consider before investing.

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How to Financially Prepare for a Recession

06/01/2025

Concerned about economic uncertainty? Learn what a recession is and discover practical steps to strengthen your finances

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How to Fill Out a W-4 in 5 Steps

02/01/26

Learn how to fill out a W-4, when to update it, and how Scenic Community Credit Union members can save on tax prep with exclusive TurboTax® and H&R Block® discounts.

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Why You Might Receive an Audit Letter from Scenic Community Credit Union

02/01/2026

You may receive a letter as part of our annual audit process. Learn why audit letters are sent, what they include, and how to verify they’re legitimate.

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Hidden Money in Your House – Understanding, Building and Accessing Home Equity

05/01/2025

Home equity is your most important strategy for building wealth. Learn how to determine your equity, build it faster, and put it to work for you.

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Holiday Budgeting Made Easy: Tips to Spend Smart, Stress Less, and Enjoy the Season

12/01/2025

Learn how to budget for the holidays, spend wisely, create meaningful memories, and plan ahead for next year with tools like Holiday Loans and Christmas Club Savings.

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Budget-Friendly Home Improvements That Boost Value

10/01/2025

Explore budget-friendly home improvement ideas that transform your space, increase home value, and save money. Discover how a HELOC can help finance your upgrades.

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Save Smart This Holiday Season: Budget-Friendly Gifts and Money Tips

11/01/2025

Make the holidays meaningful, not stressful! Read our latest blog to get budget-friendly gift ideas, smart money tips, and flexible options to make this season bright.

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The Credit Union Difference: Why It Matters to You

04/01/2025

Discover the credit union difference! Learn how SCCU offers lower loan rates, higher savings returns, and community investment. Plus, find out how you can help protect the benefits of credit unions.

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The 2026 Tax Deduction for New Cars: What 2025 and 2026 Buyers Need to Know

01/01/2026

Thinking about buying a new car or already financed one in 2025? A new tax deduction could help lower your costs and boost your refund. Learn what qualifies and how SCCU members can save even more with exclusive TurboTax and H&R Block discounts.

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Pause. Verify. Protect Your Finances.

12/15/2024

Scammers are getting crafty to steal your personal and financial information. Learn more about how you can protect yourself and your finances.

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Spend & Save

5 Resolutions to Trim Spending in the New Year

1/1/2019

With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.

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Credit Union Deposits Are Safe

03/14/2023

As a credit union member at Scenic Community Credit Union, you are an owner of our not-for-profit financial cooperative. Credit unions’ first priority is your financial success, and we focus on financial security.

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Financial Well-Being: Attaining Wallet Zen

05/01/23

A Consumer Financial Protection Bureau financial well-being survey revealed that Americans are divided along the financial well-being scale. No matter where you are on the path to financial well-being, you are not alone.

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Saving Practices Made Easy

02/04/22

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Scenic Community Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today:

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3 Ways To Boost Your Savings

02/25/19

What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these three ways to save the extra.

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6 Ways To Save As A Family

03/02/19

Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting family vacation, a new family car, or college savings. In the spirit of America Saves Week, here are 6 ideas on how to save as a family for all those items and bucket-list experiences.

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Ways Your Credit Union Can Help You Fund Your Vacation

05/01/22

You don’t have to take extreme or irresponsible measures to fund the perfect summer vacation. As a member of Scenic Community Credit Union, you have access to a variety of convenient products that can help cover the costs of your trip with minimal effort on your part.

Here are four ways Scenic Community Credit Union can send you packing for your dream summer getaway.

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Your Complete Year-End Financial Checklist

09/21/22

As 2022 draws to a close and we prepare to usher in 2023, take a moment to go through this year-end financial checklist for ensuring your finances are in order before the start of the New Year.

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Resources

09/01/22

Scenic Community Credit Union celebrates East Brainerd Branch 25th anniversary with a new location!

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08/19/22

This year, Scenic Community Credit Union was able to be a sponsor at the Run 4 Kids event which was able to provide 13 nights of stay for a family at the Ronald McDonald House.

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SCCU is rated a 5-star institution by Bauer Financial.

SCCU is Rated 5 Stars by Bauer

6/27/19

SCCU is rated a 5-star institution by Bauer Financial, an independent organization. This means your financial institution is stable and secure - for you.

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Free Downloadable Budget Worksheet

11/18/19

Setting a budget is a great way to relieve uncertainty and stress while also helping you figure out how to meet both your short-term and long-term financial goals. Getting started can be daunting, but we've got a free, fillable worksheet to get you started.

Get the Worksheet

5 Resources to Build Financial Literacy

04/15/22

Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness.

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How to Use Your Stimulus Check

4/6/2020

If you are expecting a stimulus check, you may be unsure how to best use the money you receive. This will depend on your unique situation. But in general, here are five areas to prioritize.

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Protect Yourself From The Coming Recession

04/01/23

While nobody can predict exactly when a recession may hit, you can develop smart financial habits to protect yourself ahead of time from the effects of an economic downturn. We’ll look at what a recession is and offer some strategies to help you safeguard your financial well-being.

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2023 Annual Meeting

03/01/23

Did you know that Scenic Community Credit Union is owned by the members? We benefit when our members engage and participate in their ownership.

That’s why we are inviting you to attend our Annual Meeting for 2023!

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What Happens to My Loved One's Finances After They Die?

03/19/21

The state of your relative’s finances after their death will vary based on the steps they had taken while they were alive. Here’s what you need to know about what happens to someone’s financial accounts, debts and more when they die.

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Loans & Credit

Build Credit Without Credit Cards

1/1/2019

It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing. Here's how you can get around that conundrum and start building credit.

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"Two-Dos" for Financial Health

1/6/2020

Here are two simple steps you can take right now to get your finances where you want them.

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All You Need to Know About Auto Loans

05/01/2022

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it. Here’s all you need to know about auto loans and how to choose the one that’s best for you.

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6 Ways To Keep Your Finances Intact This Holiday Season

10/31/2022

‘Tis the season to shop until you drop, but you don’t have to overspend. Enjoy a stress-free season by keeping your spending in check with these six tips.

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Cash Back vs. Lower Interest Financing

06/01/2023

Before you buy a car, you’ll want to compare incentives and figure out which is best for your budget.

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What Do I Need To Know About Debt Consolidation

02/01/2023

If you went overboard on Christmas and are up to your ears in debt, you are probably looking for a way out. Let Scenic Community Credit Union help you with your debt consolidation.

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Retirement

4 Misconceptions About IRA Conversions

01/01/2019

Some people think that high-income earners aren't eligible for a Roth IRA (individual retirement account). This is not true. There was an income cap for conversions in the past, but that was removed and now anyone can convert a traditional IRA to a Roth IRA, regardless of income.

Here are four other misconceptions about Roth IRA conversions.

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6 Senior Discounts You May Not Know About

03/01/2021

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are six places you may not already know about where older adults can save big money.

Start Saving

older couple looking at family in the distance

What You Need to Know to Get Started With Estate Planning

09/01/2023

People who ignore estate planning find it morbid to contemplate their own mortality. Consider it planning for the future, especially if you are just starting your career or your family. Estate planning is not about death as much as it is about life. It gets you focused on your long-term financial goals and can motivate you to succeed.

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Housing

Affording Your First Apartment

1/1/2019

Getting your first apartment is one of the big milestones in a young adult’s life. It can also be a little frightening since you don’t know exactly how much money you’ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze.

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A couple gets ready to renovate their home.

Updates to Add Value to Your Home

6/14/19

There are a lot of reasons you may want to sell your home. Maybe your family has outgrown it. Maybe your last child is going off to college and it is just too much, now that you are empty nesters. Maybe a job change is requiring relocation. No matter the reason, preparing your home to fetch the highest price can be a daunting task. With the help of HGTV, we've put together the list of the upgrades sure to get the best return on your investment.

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4 Ways to Refinance Your Home

04/08/22

Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Scenic Community Credit Union member, you have several choices when it comes to funding a home renovation. And we want to help you find the right one for your specific needs.

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Recent Articles

Article of the Month

How to Fill Out a W-4 in 5 Steps

Explore Topics

Featured Articles

4 Ways Bank Imposters Try to Scam You

What You Should Know About Cryptocurrency

How to Financially Prepare for a Recession

How to Fill Out a W-4 in 5 Steps

Why You Might Receive an Audit Letter from Scenic Community Credit Union

Hidden Money in Your House – Understanding, Building and Accessing Home Equity

Holiday Budgeting Made Easy: Tips to Spend Smart, Stress Less, and Enjoy the Season

Budget-Friendly Home Improvements That Boost Value

Save Smart This Holiday Season: Budget-Friendly Gifts and Money Tips

The Credit Union Difference: Why It Matters to You

The 2026 Tax Deduction for New Cars: What 2025 and 2026 Buyers Need to Know

Pause. Verify. Protect Your Finances.

Related Topics