News & Articles

Article of the Month

How to Fill Out a W-4 in 5 Steps

Learn how to fill out a W-4, when to update it, and how Scenic Community Credit Union members can save on tax prep with exclusive TurboTax® and H&R Block® discounts.

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Featured Articles

4 Ways Bank Imposters Try to Scam You

08/01/2025

Imposters posing as your financial institution are trying to trick you and drain your accounts. Here's what you need to know to avoid getting scammed.

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What You Should Know About Cryptocurrency

07/01/2025

Curious about cryptocurrency? Learn the basics of digital currency, how it works, the risks involved, and what to consider before investing.

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How to Financially Prepare for a Recession

06/01/2025

Concerned about economic uncertainty? Learn what a recession is and discover practical steps to strengthen your finances

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How to Fill Out a W-4 in 5 Steps

02/01/26

Learn how to fill out a W-4, when to update it, and how Scenic Community Credit Union members can save on tax prep with exclusive TurboTax® and H&R Block® discounts.

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Why You Might Receive an Audit Letter from Scenic Community Credit Union

02/01/2026

You may receive a letter as part of our annual audit process. Learn why audit letters are sent, what they include, and how to verify they’re legitimate.

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Hidden Money in Your House – Understanding, Building and Accessing Home Equity

05/01/2025

Home equity is your most important strategy for building wealth. Learn how to determine your equity, build it faster, and put it to work for you.

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Closing Costs Explained: How to Budget for Your First Home

02/01/2026

Navigating closing costs as a first-time homebuyer? Our guide breaks down the essentials for a smooth home purchase!

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Budget-Friendly Home Improvements That Boost Value

10/01/2025

Explore budget-friendly home improvement ideas that transform your space, increase home value, and save money. Discover how a HELOC can help finance your upgrades.

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First-Time Homebuyer? Follow These 5 Tips

02/01/2026

If you’re ready to buy your first home, these tips can make the process easier.

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The Credit Union Difference: Why It Matters to You

04/01/2025

Discover the credit union difference! Learn how SCCU offers lower loan rates, higher savings returns, and community investment. Plus, find out how you can help protect the benefits of credit unions.

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The 2026 Tax Deduction for New Cars: What 2025 and 2026 Buyers Need to Know

01/01/2026

Thinking about buying a new car or already financed one in 2025? A new tax deduction could help lower your costs and boost your refund. Learn what qualifies and how SCCU members can save even more with exclusive TurboTax and H&R Block discounts.

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Pause. Verify. Protect Your Finances.

12/15/2024

Scammers are getting crafty to steal your personal and financial information. Learn more about how you can protect yourself and your finances.

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Spend & Save

8 Healthy Financial Habits You Should Develop

2/4/26

If you feel overwhelmed by your finances, you’re not alone. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind.

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Credit Union Deposits Are Safe

03/14/2023

As a credit union member at Scenic Community Credit Union, you are an owner of our not-for-profit financial cooperative. Credit unions’ first priority is your financial success, and we focus on financial security.

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Financial Well-Being: Attaining Wallet Zen

05/01/23

A Consumer Financial Protection Bureau financial well-being survey revealed that Americans are divided along the financial well-being scale. No matter where you are on the path to financial well-being, you are not alone.

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Saving Practices Made Easy

02/04/22

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Scenic Community Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today:

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3 Ways To Boost Your Savings

02/25/19

What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these three ways to save the extra.

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6 Ways To Save As A Family

03/02/19

Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting family vacation, a new family car, or college savings. In the spirit of America Saves Week, here are 6 ideas on how to save as a family for all those items and bucket-list experiences.

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Ways Your Credit Union Can Help You Fund Your Vacation

05/01/22

You don’t have to take extreme or irresponsible measures to fund the perfect summer vacation. As a member of Scenic Community Credit Union, you have access to a variety of convenient products that can help cover the costs of your trip with minimal effort on your part.

Here are four ways Scenic Community Credit Union can send you packing for your dream summer getaway.

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Your Complete Year-End Financial Checklist

09/21/22

As 2022 draws to a close and we prepare to usher in 2023, take a moment to go through this year-end financial checklist for ensuring your finances are in order before the start of the New Year.

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A woman wearing a hat sitting with legs in the pool.

Budgeting For Fun Stuff: Your Next Vacation

01/04/26

If you’re not in the habit of budgeting, it may seem like a vacation buzzkill, kind of like doing homework on your birthday. With the right planning, you can afford your next vacation!

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Resources

Unlock the Power of Online & Mobile Banking

06/05/25

Mobile and online banking have simplified and redefined how we manage our finances. Learn how you can manag your money more efficiently.

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5 Tax-Smart Reasons to File Early

02/04/26

Many people wait till the last minute to file their taxes, which can lead to costly mistakes, unwanted stress, and delayed refunds.

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Stay Safe While Shopping This Holiday

01/09/25

Scammers always ramp up their efforts around the holidays. Here are some tips to help you keep your money safe.

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Free Downloadable Budget Worksheet

11/18/19

Setting a budget is a great way to relieve uncertainty and stress while also helping you figure out how to meet both your short-term and long-term financial goals. Getting started can be daunting, but we've got a free, fillable worksheet to get you started.

Get the Worksheet

5 Resources to Build Financial Literacy

04/15/22

Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness.

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4 Ways Bank Imposters Try to Scam You

08/01/25

Imposters posing as your financial institution are trying to trick you and drain your accounts. Here's what you need to know to avoid getting scammed.

Read Article

How to Financially Prepare for a Recession

06/01/25

Concerned about economic uncertainty? Learn what a recession is and discover practical steps to strengthen your finances

Read Article

Promises of "Easy Money"? Don't Fall for a Card-Cracking Scam

03/01/23

Card-cracking scammers target people who might need extra cash. In this article, we’ll look at how card cracking works, why it’s so dangerous, and how to protect yourself.

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Set up Fraud Alerts Today & Stay Protected

03/19/21

Scenic Community Credit Union is committed to providing our members the best fraud-fighting tools to strengthen our defenses and help our members take immediate action against fraud.

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Loans & Credit

Build Credit Without Credit Cards

1/1/2019

It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing. Here's how you can get around that conundrum and start building credit.

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"Two-Dos" for Financial Health

1/6/2020

Here are two simple steps you can take right now to get your finances where you want them.

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All You Need to Know About Auto Loans

05/01/2022

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it. Here’s all you need to know about auto loans and how to choose the one that’s best for you.

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Financial Institution vs. Dealership Financing

10/31/2022

You’ve decided to buy a car, but before you hit the road, you’ll need to figure out the best way to finance it. Each option has pros and cons.

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Cash Back vs. Lower Interest Financing

06/01/2023

Before you buy a car, you’ll want to compare incentives and figure out which is best for your budget.

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What Do I Need To Know About Debt Consolidation

02/01/2023

If you went overboard on Christmas and are up to your ears in debt, you are probably looking for a way out. Let Scenic Community Credit Union help you with your debt consolidation.

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Advantages of a HELOC

06/01/2021

Is debt consolidation on your to-do list? You might want to look into borrowing against your home’s equity to save.

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Retirement

4 Misconceptions About IRA Conversions

01/01/2019

Some people think that high-income earners aren't eligible for a Roth IRA (individual retirement account). This is not true. There was an income cap for conversions in the past, but that was removed and now anyone can convert a traditional IRA to a Roth IRA, regardless of income.

Here are four other misconceptions about Roth IRA conversions.

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6 Senior Discounts You May Not Know About

03/01/2021

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are six places you may not already know about where older adults can save big money.

Start Saving

older couple looking at family in the distance

What You Need to Know to Get Started With Estate Planning

09/01/2023

People who ignore estate planning find it morbid to contemplate their own mortality. Consider it planning for the future, especially if you are just starting your career or your family. Estate planning is not about death as much as it is about life. It gets you focused on your long-term financial goals and can motivate you to succeed.

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7 Reasons Trusts Are Frequently Used in Estate Planning

02/04/26

When it comes to estate planning, you may be more familiar with the concept of a will versus a trust, but there are several reasons that trusts could benefit you and your loved ones in estate planning.

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Housing

Affording Your First Apartment

1/1/2019

Getting your first apartment is one of the big milestones in a young adult’s life. It can also be a little frightening since you don’t know exactly how much money you’ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze.

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A couple gets ready to renovate their home.

Updates to Add Value to Your Home

6/14/19

There are a lot of reasons you may want to sell your home. Maybe your family has outgrown it. Maybe your last child is going off to college and it is just too much, now that you are empty nesters. Maybe a job change is requiring relocation. No matter the reason, preparing your home to fetch the highest price can be a daunting task. With the help of HGTV, we've put together the list of the upgrades sure to get the best return on your investment.

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4 Ways to Refinance Your Home

04/08/22

Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Scenic Community Credit Union member, you have several choices when it comes to funding a home renovation. And we want to help you find the right one for your specific needs.

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