Article of the Month

Woman swipes a card at a store.

Credit or Debit - What's the Smartest Swipe?

Both credit and debit cards are convenient, quick and easy. They’re also safer than cash, because cash cannot be replaced if lost or stolen. Which one should you use? The answer depends largely upon your lifestyle.

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6 Senior Discounts You May Not Know About

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are six places you may not already know about where older adults can save big money.
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Beware of Coronavirus Scams

Scammers are notorious for capitalizing on fear, and the coronavirus outbreak is no exception. Here’s all you need to know about coronavirus-related scams.
Cat on couch with newspaper.

October 2021 Newsletter

In this newsletter:  SCCU sponsors the Blevins Boutique, a care closet at Soddy Daisy Middle School; how to skip a loan payment; low credit card rates; and more!

How to Use Your Stimulus Check 

If you are expecting a stimulus check, you may be unsure how to best use the money you receive. This will depend on your unique situation. But in general, here are five areas to prioritize.
SCCU is rated a 5-star institution by Bauer Financial.

SCCU is Rated 5 Stars by Bauer


SCCU is rated a 5-star institution by Bauer Financial, an independent organization. This means your financial institution is stable and secure - for you.

Student smiling on the street.

Build Credit Without Credit Cards


It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing. Here's how you can get around that conundrum and start building credit.

Woman using a calculator.

Free Downloadable Budget Worksheet

Setting a budget is a great way to relieve uncertainty and stress while also helping you figure out how to meet both your short-term and long-term financial goals. Getting started can be daunting, but we've got a free, fillable worksheet to get you started. 

What Will Happen to My Loved One's Finances After They Die?


The state of your relative’s finances after their death will vary based on the steps they had taken while they were alive. Here’s what you need to know about what happens to someone’s financial accounts, debts and more when they die.

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