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Article of the Month

4 Ways To Finance A Home Renovation

Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Scenic Community Credit Union member, you have several choices when it comes to funding a home renovation. And we want to help you find the right one for your specific needs

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Featured Articles

6 Senior Discounts You May Not Know About

3/1/2021

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are six places you may not already know about where older adults can save big money.

Start Saving

Beware of Coronavirus Scams

3/31/2020

Scammers are notorious for capitalizing on fear, and the coronavirus outbreak is no exception. Here’s all you need to know about coronavirus-related scams.

Cat on couch with newspaper.

October 2021 Newsletter

10/1/2021

In this newsletter: SCCU sponsors the Blevins Boutique, a care closet at Soddy Daisy Middle School; how to skip a loan payment; low credit card rates; and more!

Read Newsletter

How to Use Your Stimulus Check

4/6/2020

If you are expecting a stimulus check, you may be unsure how to best use the money you receive. This will depend on your unique situation. But in general, here are five areas to prioritize.

SCCU is rated a 5-star institution by Bauer Financial.

SCCU is Rated 5 Stars by Bauer

6/27/19

SCCU is rated a 5-star institution by Bauer Financial, an independent organization. This means your financial institution is stable and secure - for you.

Student smiling on the street.

Build Credit Without Credit Cards

1/1/2019

It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing. Here's how you can get around that conundrum and start building credit.

Woman using a calculator.

Free Downloadable Budget Worksheet

11/18/19

Setting a budget is a great way to relieve uncertainty and stress while also helping you figure out how to meet both your short-term and long-term financial goals. Getting started can be daunting, but we've got a free, fillable worksheet to get you started.

Get the Worksheet

What Will Happen to My Loved One's Finances After They Die?

3/19/21

The state of your relative’s finances after their death will vary based on the steps they had taken while they were alive. Here’s what you need to know about what happens to someone’s financial accounts, debts and more when they die.

4 Ways to Refinance Your Home

04/08/22

Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Scenic Community Credit Union member, you have several choices when it comes to funding a home renovation. And we want to help you find the right one for your specific needs.

5 Resources to Build Financial Literacy

04/15/22

Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness.

Spend & Save

5 Resolutions to Trim Spending in the New Year

1/1/2019

With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress.

Woman using a calculator.

Free Downloadable Budget Worksheet

11/18/19

Setting a budget is a great way to relieve uncertainty and stress while also helping you figure out how to meet both your short-term and long-term financial goals. Getting started can be daunting, but we've got a free, fillable worksheet to get you going.

Get the Worksheet

Father and daughter play with bubbles.

"Two-Dos" for Financial Health

1/6/2020

Here are two simple steps you can take to get your finances where you want them.

Saving Practices Made Easy

02/04/22

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Scenic Community Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today:

Older couple works on finances.

3 Ways To Boost Your Savings

02/25/19

What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these three ways to save the extra.

6 Ways To Save As A Family

03/02/19

Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting family vacation, a new family car, or college savings. In the spirit of America Saves Week, here are 6 ideas on how to save as a family for all those items and bucket-list experiences.

4 Ways Your Credit Union Can Help You Fund Your Summer Vacation

05/01/22

You don’t have to take extreme or irresponsible measures to fund the perfect summer vacation. As a member of Scenic Community Credit Union, you have access to a variety of convenient products that can help cover the costs of your trip with minimal effort on your part.

Here are four ways Scenic Community Credit Union can send you packing for your dream summer getaway.

Loans & Credit

Student smiling on the street.

Build Credit Without Credit Cards

1/1/2019

It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing. Here's how you can get around that conundrum and start building credit.

Father and daughter play with bubbles.

"Two-Dos" for Financial Health

1/6/2020

Here are two simple steps you can take right now to get your finances where you want them.

All You Need to Know About Auto Loans

05/01/2022

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it. Here’s all you need to know about auto loans and how to choose the one that’s best for you.

Retirement

Older couple on boat.

4 Misconceptions About IRA Conversions

1/1/2019

Some people think that high-income earners aren't eligible for a Roth IRA (individual retirement account). This is not true. There was an income cap for conversions in the past, but that was removed and now anyone can convert a traditional IRA to a Roth IRA, regardless of income.

Here are four other misconceptions about Roth IRA conversions.

Housing

Apartment living room.

Affording Your First Apartment

1/1/2019

Getting your first apartment is one of the big milestones in a young adult’s life. It can also be a little frightening since you don’t know exactly how much money you’ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze.

A couple gets ready to renovate their home.

Updates to Add Value to Your Home

6/14/19

There are a lot of reasons you may want to sell your home. Maybe your family has outgrown it. Maybe your last child is going off to college and it is just too much, now that you are empty nesters. Maybe a job change is requiring relocation. No matter the reason, preparing your home to fetch the highest price can be a daunting task. With the help of HGTV, we've put together the list of the upgrades sure to get the best return on your investment.

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