Here at SCCU, we are passionate about teaching good financial habits, from basic saving to credit building to investing for the first time.  We know that starting young is essential to building healthy finances.  That's why we offer resources where kids and teens can go to begin learning about how to manage their money.

Teen & Young Adult Resources

The pre-teen and teenage years are a critical life stage, especially when it comes to establishing good financial habits. As a teen or young adult, you may be ready to start handling your own money. This can involve opening a checking account, saving for a purchase like a first car, building credit, or getting student loans. SCCU can help make those intimidating processes run smoothly.

Claim Your Youth logo.

Claim Your Youth

Learning to handle your own finances can seem daunting.  Luckily, we've got a place for you to teach yourself about the basics of budgeting, credit, investing, and more. Read our most recent youth newsletter!

Checking & Savings

Don’t have your own account yet? Now is the perfect time to open one. We’re happy to walk you through how everything works – just come on into a branch, or start the process online.

Everyday Spend Card

Not ready for a checking account yet? No worries. An Everyday Spend Card gives you the ease of a pre-loaded gift card with the convenience of a debit. This card is not tied to any SCCU accounts, combining safety, flexibility, and an inexpensive payment method all into one card. It is also easy to manage: once you’ve received your card from the credit union, you can reload it yourself online.

Build Credit

In today’s world, it’s important to start building credit early. Applying for a Share Secured Loan or one of our low-rate credit cards can be a great way to establish good credit and learn to manage debt while the risks are still relatively low.

The Smart Option Student Loan by Sallie Mae

So you’re getting your higher education – congratulations! The stress about how to pay for it may be setting in, but don’t worry – we’ve got options for you. Plus, here's an easy guide to paying for college responsibly.

Financial Calculators

Wondering how much you need in an emergency savings fund? What about your (or your child’s) college savings plan? Reworking your home budget? We’ve got tools where you can crunch those numbers!

Resources for Children


Kirby Kangaroo Club logo.

Kirby Kangaroo Club

Kirby Kangaroo makes it fun to learn about money! Kids can play games, read stories, and download coloring pages at SCCU's Kirby Kangaroo Club site.

Save for the Future

Saving and teaching your children to save is extremely important for your kids’ financial health (and for yours!). Opening a savings account for your child can teach them good financial habits and offer a cushion for later on. It may even be a good idea to open a Christmas Club for your child. That way they can save for something specific and see how their money grows when they deposit it at a credit union.