Here at SCCU, we are passionate about teaching good financial habits, from basic saving to credit building to investing for the first time. We know that starting young is essential to building healthy finances. That's why we offer resources where kids and teens can go to begin learning about how to manage their money.
Play World of Cents
Teach kids the value of money by earning, saving, and spending in World of Cents - and practice basic math concepts at the same time. For ages 5 and up. Click below to play online or download on the App Store.
Three podcasts from the Credit Union National Association teach you, in 12 minutes or less, what your kids should be learning about money.
- What Parents Should Teach Their Kids By Kindergarten
- What Parents Should Teach Their Kids By Middle School
- What Parents Should Teach Their Kids By High School
Kirby Kangaroo Club
Kirby Kangaroo makes it fun to learn about money! Kids can play games, read stories, and download coloring pages at SCCU's Kirby Kangaroo Club site.
Save for the Future
Saving and teaching your children to save is extremely important for your kids’ financial health (and for yours!). Opening a savings account for your child can teach them good financial habits and offer a cushion for later on. It may even be a good idea to open a Christmas Club for your child. That way they can save for something specific and see how their money grows when they deposit it at a credit union.
The pre-teen and teenage years are a critical life stage, especially when it comes to establishing good financial habits. As a teen or young adult, you may be ready to start handling your own money. This can involve opening a checking account, saving for a purchase like a first car, building credit, or getting student loans. SCCU can help make those intimidating processes run smoothly.
Play the CheckRight Game
Whether you are opening a checking account for the first time or you’ve had one in the past, this 10-15 minute course can help you understand how an account can benefit you, different options you may face, and how to deal with challenges along the way.
Make Your First Budget
Knowing how to set a budget is an important financial first step. Check out this free downloadable budget worksheet to get started. Parents, you could even use this as a practice activity by setting basic amounts for paycheck and spending categories - say, $1000 per month in salary, $200 a month in groceries, and so on.
Parents and teachers can download these workbooks for free and use them as is for your kids, or adapt them for the classroom.
- Money Concepts for Teens
- Why We Buy: The Psychology of Spending
- Identity Theft (Download in Español)
- Understanding Your Credit Report & Score (Download in Español)
Claim Your Youth
Learning to handle your own finances can seem daunting. Luckily, we've got a place for you to teach yourself about the basics of budgeting, credit, investing, and more. Read our most recent youth newsletter!
Whether you're starting a savings account for a little one or looking for college money, here's some of what we have to offer our young members.
Checking & Savings
Don’t have your own account yet? Now is the perfect time to open one. We’re happy to walk you through how everything works – just come on into a branch, or open an account online. Not sure which account you need? Compare what we offer.
Everyday Spend Card
Not ready for a checking account yet? No worries. An Everyday Spend Card gives you the ease of a pre-loaded gift card with the convenience of a debit. This card is not tied to any SCCU accounts, combining safety, flexibility, and an inexpensive payment method all into one card. It is also easy to manage: once you’ve received your card from the credit union, you can reload it yourself online.
In today’s world, it’s important to start building credit early. Applying for a Share Secured Loan or one of our low-rate credit cards can be a great way to establish good credit and learn to manage debt while the risks are still relatively low.
The Smart Option Student Loan by Sallie Mae
So you’re getting your higher education – congratulations! The stress about how to pay for it may be setting in, but don’t worry – we’ve got options for you. Plus, here's an easy guide to paying for college responsibly.
Wondering how much you need in an emergency savings fund? What about your (or your child’s) college savings plan? Reworking your home budget? We’ve got tools where you can crunch those numbers!