Here at SCCU, we are passionate about teaching good financial habits, from basic saving to credit building to investing for the first time.  We know that starting young is essential to building healthy finances.  That's why we offer resources where kids and teens can go to begin learning about how to manage their money.

Resources for Kids

Click the image to download a coloring page:
Youth Month 2023 coloring page

Save for the Future

Saving and teaching your children to save is extremely important for your kids’ financial health (and for yours!). Opening a savings account for your child can teach them good financial habits and offer a cushion for later on. It may even be a good idea to open a Christmas Club for your child. That way they can save for something specific and see how their money grows when they deposit it at a credit union.

Resources for Teens & Young Adults

The pre-teen and teenage years are a critical life stage, especially when it comes to establishing good financial habits. As a teen or young adult, you may be ready to start handling your own money. This can involve opening a checking account, saving for a purchase like a first car, building credit, or getting student loans. SCCU can help make those intimidating processes run smoothly.

CheckRight logo.Play the CheckRight Game

Whether you are opening a checking account for the first time or you’ve had one in the past, this 10-15 minute course can help you understand how an account can benefit you, different options you may face, and how to deal with challenges along the way.

Make Your First Budget

Knowing how to set a budget is an important financial first step. Check out this free downloadable budget worksheet to get started. Parents, you could even use this as a practice activity by setting basic amounts for paycheck and spending categories - say, $1000 per month in salary, $200 a month in groceries, and so on.


Parents and teachers can download these workbooks for free and use them as is for your kids, or adapt them for the classroom.

Youth Accounts

Whether you're starting a savings account for a little one or looking for college money, here's some of what we have to offer our young members.

Checking & Savings

Don’t have your own account yet? Now is the perfect time to open one. We’re happy to walk you through how everything works – just come on into a branch, or open an account online. Not sure which account you need? Compare what we offer.

Everyday Spend Card

Not ready for a checking account yet? No worries. An Everyday Spend Card gives you the ease of a pre-loaded gift card with the convenience of a debit. This card is not tied to any SCCU accounts, combining safety, flexibility, and an inexpensive payment method all into one card. It is also easy to manage: once you’ve received your card from the credit union, you can reload it yourself online.

Build Credit

In today’s world, it’s important to start building credit early. Applying for a Share Secured Loan or one of our low-rate credit cards can be a great way to establish good credit and learn to manage debt while the risks are still relatively low.

Financial Calculators

Wondering how much you need in an emergency savings fund? What about your (or your child’s) college savings plan? Reworking your home budget? We’ve got tools where you can crunch those numbers!