We are thrilled you're considering Scenic Community Credit Union for your financial needs. We strive to make financial peace possible for each and every member by offering you low loan rates, face-to-face decision-making, and convenient online access.


You are eligible to join if:

You live, work, worship, volunteer, or go to school in
  • Hamilton County, TN
  • Sequatchie County, TN
  • Marion County, TN
…OR if you live or work in
  • Catoosa County, GA
  • Walker County, GA
  • Dade County, GA
Immediate family/household members of individuals who meet the above criteria are eligible to join as well, and businesses and organizations who meet these criteria are also welcome.

Membership Benefits

Why should I join SCCU?

At a credit union, you’re an owner.  Our board of directors is made up of credit union members, who are elected by the other credit union members.  As a member, you get a say in how we do business.  Also, credit unions function as not-for-profit cooperatives, which means we return earnings back to you in the form of dividends or improved services.  Because of this, you can be sure we are always looking out for your interests.  SCCU exists to benefit you. Learn more about credit unions here.

How do I become a member?

If you meet our eligibility criteria, you can apply for membership online.  Or you can come into any branch to open an account – we’d love to meet you in person!  Find your closest branch.

Ready to make the switch?

Take advantage of our fast, easy, and convenient way to switch your accounts over to Scenic Community Credit Union. Everything you need to know for a smooth transition. Make the Switch.
We advance financial peace of mind within our community.