Rev. Date 11/2021

FACTS

What Does Scenic Community Credit Union (SCCU) Do With Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons SCCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does SCCU Share?
Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes Yes
For our affiliates' everyday business purposes
information about your creditworthiness
Yes No
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes
To limit our sharing
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 877-875-6955 or go to www.mysccu.com
Who we are
Who is providing this notice? Scenic Community Credit Union (SCCU)
What We Do
How does Scenic Community Credit Union protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Scenic Community Credit Union collect my information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • mortgage companies
  • insurance companies
  • direct marketing companies
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • insurance companies
Other Important Information
For California Members: We will not share information with non affiliates wither for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with affiliates to comply with all California laws that apply to us.