High-Yield Checking That Rewards Your Balance

Discover SCCU Member Select™ Share Draft, a high-yield checking account designed to reward you with premium interest when you maintain a qualifying balance. Enjoy everyday banking essentials, powerful digital tools, and nationwide ATM access, all with the flexibility of a local credit union.

 

couple in canoe


Features and Benefits

Explore the benefits of opening a checking account with Scenic Community Credit Union. Our Member Select ™ Share Draft comes with no monthly service fee and includes Bank 24/7 Benefits, such as:

  • Free debit card
  • Free Online Banking/Mobile App
  • Free ATM withdrawals at all SCCU and CO-OP ATMs nationwide
  • Free Bill Pay/Person-to-Person
  • Free Fraud Alerts and Card Alerts
  • Free Remote Deposit
  • Free e-statements*
  • Free to add your card to your mobile wallet
  • Free notary services during business hours**

Includes all of the Bank 24/7 Benefits PLUS:

  • Earn a premium interest rate on your checking when you maintain a balance of at least $1,500†
  • One free Skip-a-Loan-Payment per year on eligible SCCU loans
  • One free box of basic checks per year
  • Three free money orders or cashier's checks per year
  • Overdraft protection with pre-approved line of credit available upon qualification
  • $500 Courtesy pay for qualified accounts (direct deposit of at least $300 per month)††

*If you have not signed up for e-statements, you can do so via Online Banking to avoid a $2 paper statement fee.

**Restrictions may apply.

†$8 monthly service fee ONLY IF balance falls below $1,500 at any time during the month

††Members cannot have both the Member Select Line and Courtesy Pay

Co-Op shared branch logo

From coast to coast, you’re welcome at branches and ATMs wherever you see the CO-OP logos. That covers a lot of territory—whether you’re across town, or traveling far from home for business or pleasure. Your credit union membership means you can:

  • Use nearly 30,000 surcharge-free ATM locations—more than some of the biggest banks offer
  • Take advantage of surcharge-free ATMs at convenient places like 7-Eleven® and Costco®
  • Visit over 5,600 convenient Shared Branch locations covering all 50 states – simply have your credit union name, account number, and a government ID and you’ll have access to your accounts
  • Easily locate ATMs and branches through any of our locator tools—including phone, mobile app or Internet

Find a shared branch or surcharge-free ATM right now at www.allco-op.org or call 1-888-SITE-CO-OP.