Your dreams, achieved here.

Maybe you're saving for your first home. Maybe you're setting up a college fund for your child. Maybe you're trying to boost your retirement savings. Whatever your goals are, we're here to help you reach them. 

 

Brand new to SCCU? See if you're eligible for membership, or check out our membership account, the Prime Share, below. 

 

See Current Deposit Rates

 

Special Certificates

Right now, SCCU is offering two short-term, high-rate Certificates:
  • 9 Month Certificate
  • 15 Month Certificate
These are a fantastic way to maximize your earnings while keeping your money safe and secure. Both of these Special Certificates require a $10,000 minimum balance. Scroll to Share Certificate Accounts below to learn more about certificates, or see our Special Certificate rates here.

What You Get Free With Your SCCU Accounts

desktop payment icon.Online Banking
Mobile banking icon.Mobile App
stack of bills icon.Bill Pay w/ Checking
atm icon.Co-Op ATMs
coin icon.Remote Deposit
Pen icon.Notary Services
two arrows icon.Touch Tone Teller
bank location icon.4 Local Branches

Compare Accounts

Prime Share

With a $25 deposit, the Prime Share account establishes membership with Scenic Community Credit Union.

  • No service charge
  • Balance earns a competitive dividend rate
  • $25 minimum balance requirement

Share Draft (Checking)

A no-nonsense checking so you can get on with the important things in life.

What it has:

  • FREE Online Banking - Enroll Here
  • FREE Bill Pay
  • FREE Visa Debit Card
  • FREE ATM withdrawals at all SCCU ATMs
  • FREE ATM withdrawals at thousands of Co-Op ATMs nationwide
  • 12 FREE starter checks with a $25 deposit to a new Share Draft account
  • DIVIDENDS paid monthly
  • COURTESY PAY with Direct Deposit of $300 monthly
  • PREAPPROVED Overdraft Protection Loans available upon qualification
What it doesn't have:
  • Monthly service charge
  • Minimum balance
  • Limit on number of checks written

Member Plus Share Draft

AVAILABLE MAY 1, 2019
 
A checking account with more perks for our military members or members 55 and older.
 
Includes everything that comes with a basic Share Draft, PLUS:
  • Earn interest on your checking when you maintain a balance of at least $100
  • 10% discount on every check order
  • 2 FREE money orders or cashier's checks per year
  • $4 monthly service fee only if balance falls below $100 anytime during the month
 

Member SelectTM Share Draft

AVAILABLE MAY 1, 2019
 
Our premium checking account, because you deserve the best.
 
Includes everything that comes with a basic Share Draft, PLUS:
  • Earn a premium interest rate on your checking when you maintain a balance of at least $1500
  • 1 FREE Skip-a-Loan-Payment per year on eligible SCCU loans
  • 1 FREE box of basic checks per year
  • 3 FREE money orders or cashier's checks per year
  • $8 monthly service fee only if balance falls below $1500 at anytime during the month

Money Manager

The SCCU Money Manager account offers the benefit of a higher dividend rate without locking your money in for a set time.

  • $2,500 minimum balance requirement
  • 3 checks may be written per month (minimum $500 per check)
  • No service charge

Special Savings

A Special Savings account is a great way to save for specific things like vacation, insurance, taxes, or emergencies. Use payroll deduction to make automatic deposits to this account and watch your savings grow!

  • Pays same dividend rate as the Prime Share
  • No minimum balance
  • No limit on withdrawals

Christmas Club

Use a Christmas Club account to keep your budget on track during the holidays!

  • Works just like the Special Savings account
  • Pays same dividend rate as Prime Share
  • No minimum balance
  • No limit on withdrawals

Share Certificates

Share Certificates are perfect for members who want to maximize their earnings by investing for a determined period of time - from 3 months to 3 years. Our Share Certificates offer high yield returns and total security.

  • For accounts less than two years: minimum deposit and balance is $2,500
  • For accounts two years or more: minimum deposit and balance is $500

IRAs (Individual Retirement Accounts)

Whether you are starting to save for retirement, receiving a pension plan payout, planning to retire soon, or saving for a child's higher education, a Scenic Community Credit Union IRA can help you reach your goals.
 
SCCU offers three types of IRAs:
  1. Traditional IRA
  2. Roth IRA
  3. Coverdell Education IRA
The above IRA accounts can be invested in one of the following types:
 
Accumulative
  • Requires initial deposit of $25
  • Additional deposits may be made at any time
  • Variable dividend rate
  • No maturity date

IRA Share Certificate Account
  • Conditions are the same as with regular Share Certificate Accounts

Tax Information Notice for your IRA
The IRA Fair Market Value is the total of all of your IRA accounts with SCCU.

Consult with your tax advisor if unsure whether you qualify for an IRA.

Enjoy exclusive savings everyday.

With Love My Credit Union Rewards, members have saved nearly $2 billion! Check out the limited time offers from Sprint, TurboTax and more.